Privacy Policy

1. Who We Are

Kol Shekel respects your privacy.

This Privacy Policy explains what information we collect when you use our website and planning tool, how we use it, how long we keep it, when we share it, and how you can contact us about your data.

This website and service are operated under the brand Kol Shekel.

For privacy questions or requests, you can contact us at:

Email: [add email later]

If you do not agree with this Privacy Policy, please do not use Kol Shekel.

2. What Kol Shekel Does

Kol Shekel is an online budget planning tool for people considering aliyah, relocation to Israel, or life in Israel.

The service helps users estimate possible living costs in Israel, including monthly expenses, recommended household income, suggested savings before moving, and possible one-time relocation costs.

Kol Shekel is a planning tool only. It does not provide financial, legal, tax, immigration, or professional relocation advice.

3. Information We Collect

We may collect the following types of information.

Account Information

If you create an account or sign in, we may collect:

• email address
• name
• sign-in provider, such as Google
• account ID or authentication identifier
• account creation date
• login activity
• newsletter preference
• profile preferences, such as country of origin and preferred secondary currency

Calculator and Planning Information

When you use the calculator, we may collect information you enter or select, such as selected city or area in Israel, household details, housing choices, transportation choices, lifestyle level, currency preference, calculated results, saved estimates, and reports if this feature is available.

Communication Information

If you contact us, submit feedback, answer a survey, or send a support request, we may collect your name, email address, message content, feedback, ratings, and support request details.

Technical and Usage Information

We may collect technical and usage data, such as IP address, browser type, device type, operating system, approximate location based on IP address, pages viewed, buttons clicked, calculator steps completed, time spent on pages, errors, logs, referral source, analytics events, and advertising campaign parameters.

Payment or Donation Information

If we offer paid features, donations, subscriptions, downloadable reports, or premium access, payment may be handled by third-party payment providers. We do not intend to store full credit card numbers on our own servers.

4. Sensitive Information Warning

Kol Shekel is designed for budget planning. Please do not enter highly sensitive personal information into the service.

Do not enter:

• passport numbers
• national ID numbers
• bank account numbers
• full credit card numbers
• medical information
• confidential legal documents
• private immigration case documents
• passwords
• information about other people without their permission

If you choose to enter unnecessary sensitive information, you do so at your own risk.

5. How We Use Information

We may use information for the following purposes:

• to provide the website and calculator
• to create and manage your account
• to save and display your estimates
• to generate budget calculations and reports
• to remember your preferences
• to provide customer support
• to send service-related messages
• to send newsletter or marketing communications where permitted by law
• to improve calculator logic, assumptions, design, and user experience
• to understand how users interact with the website
• to measure product performance
• to measure advertising and marketing performance
• to detect bugs, errors, fraud, abuse, or security issues
• to protect the service and users
• to comply with legal obligations
• to establish, exercise, or defend legal rights

6. Newsletter and Marketing Emails

If you create an account, sign in, or choose to receive updates, we may send you occasional emails about Kol Shekel, product updates, planning content, new features, and related information.

Where the law requires separate consent for marketing emails, we will only send marketing emails if you give that consent, for example by selecting a newsletter checkbox.

You can unsubscribe from marketing emails at any time by using the unsubscribe link in the email or by contacting us.

Even if you unsubscribe from marketing emails, we may still send necessary service-related messages, such as account, security, legal, or transactional notices.

7. Cookies and Similar Technologies

We may use cookies and similar technologies to keep the website working, remember preferences, support sign-in, protect the service, understand website traffic, measure analytics, measure advertising performance, and improve the product.

Types of cookies may include:

• Essential cookies: needed for basic website functionality, security, and sign-in
• Analytics cookies: help us understand how users use the website
• Advertising cookies: help us measure ad performance and related conversions
• Preference cookies: remember language, currency, or other settings

Where required by law, optional analytics or advertising cookies will be used according to your consent choices.

8. Analytics and Advertising

We may use analytics and advertising tools to understand website traffic, user behavior, funnel performance, and marketing campaign results.

These tools may collect information such as page views, button clicks, device type, browser type, referral source, approximate location, and campaign parameters.

We do not intend to send sensitive calculator details to advertising platforms for ad targeting.

Analytics and advertising events are intended to be limited to high-level activity, such as page views, sign-up events, calculator use, saved estimates, and report downloads.

9. Legal Bases for Processing

Depending on your location, we may rely on different legal bases to process personal information, including:

• your consent
• performance of a contract or providing the service you requested
• legitimate interests, such as improving and protecting the service
• compliance with legal obligations
• establishment, exercise, or defense of legal claims

If you are located in a region where consent is required for certain activities, such as marketing emails or optional cookies, we will request consent where required.

10. How Long We Keep Information

We keep information for as long as reasonably necessary for the purposes described in this Privacy Policy and as permitted or required by applicable law.

This means we may keep information while your account is active, while it is needed to provide the service, while it is needed for product improvement, analytics, security, fraud prevention, legal compliance, tax or accounting purposes, dispute resolution, or to establish, exercise, or defend legal rights.

We may delete, anonymize, aggregate, or de-identify information when it is no longer reasonably needed.

Retention periods may depend on the type of information.

Account Information

We may keep account information for as long as your account remains active, and for a reasonable period afterward for security, legal, fraud-prevention, backup, and business-record purposes.

Saved Estimates and Calculator Data

We may keep saved estimates, calculator inputs, calculator results, reports, and related planning data for as long as your account is active or as long as reasonably needed to provide saved-estimate features, improve the service, maintain records, prevent abuse, and comply with legal obligations.

Analytics Data

Analytics data may be kept for as long as reasonably needed to understand traffic, improve the product, measure performance, and maintain business records. Analytics data may also be aggregated or anonymized.

Marketing Data

Newsletter and marketing preferences may be kept for as long as needed to manage subscriptions, prove consent where required, and honor unsubscribe requests.

Technical Logs

Technical logs may be kept for security, debugging, abuse prevention, system integrity, and legal purposes.

Payment Records

If payments are introduced, payment-related records may be kept as required or permitted for tax, accounting, fraud-prevention, chargeback, and legal purposes.

Backups

Information may remain in backup systems for a limited period until backups are deleted or overwritten according to our backup practices.

11. Data Deletion and Anonymization

Where appropriate, we may delete, anonymize, aggregate, or de-identify information instead of keeping it in identifiable form.

Anonymized or aggregated information that no longer identifies a person may be used for analytics, research, product improvement, business planning, and public statistics.

12. When We Share Information

We do not sell your personal information.

We may share information with service providers that help us operate Kol Shekel, such as:

• hosting providers
• database providers
• authentication providers
• analytics providers
• advertising and measurement providers
• email delivery providers
• payment providers
• customer support tools
• security and anti-abuse tools
• AI or calculation infrastructure providers, if used

These providers may process information on our behalf or according to their own terms, depending on the service.

We may also share information if necessary to comply with law, respond to legal requests, protect rights, privacy, safety, or security, investigate fraud, enforce our Terms of Use, or complete a business transfer.

13. International Transfers

Kol Shekel may be used by people from different countries, and our service providers may be located in different countries.

Your information may be transferred to, stored in, or processed in countries other than your country of residence, including Israel, the United States, Europe, or other locations where our service providers operate.

Where required by law, we will use appropriate safeguards for international data transfers.

14. Your Privacy Rights

Depending on where you live, you may have rights regarding your personal information. These rights may include the right to:

• request access to information we hold about you
• request correction of inaccurate information
• request deletion of information
• object to or restrict certain uses of your information
• withdraw consent where processing is based on consent
• unsubscribe from marketing emails
• request a copy of your information, where applicable

To make a privacy request, contact us at:

Email: [add email later]

We may need to verify your identity before responding to a request.

Some requests may be limited by legal, security, fraud-prevention, accounting, tax, technical, backup, or operational reasons.

If privacy laws in your country give you additional rights, we will handle your request according to the laws that apply.

15. Security

We use reasonable technical and organizational measures to protect information from unauthorized access, loss, misuse, alteration, or disclosure.

However, no method of storage or transmission is completely secure. We cannot guarantee absolute security.

You are responsible for keeping your account and email access secure.

16. Children

Kol Shekel is not intended for children.

We do not knowingly collect personal information from children. If you believe a child has submitted personal information through the service, contact us so we can review and take appropriate action.

17. Third-Party Links and Services

Kol Shekel may contain links to third-party websites, services, payment providers, sign-in providers, or other platforms.

We are not responsible for the privacy practices, terms, content, or security of third-party services.

You should review the privacy policies of any third-party services you use.

18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

The updated version will be posted on this page with a new "Last updated" date.

Your continued use of Kol Shekel after the updated Privacy Policy is posted means you acknowledge the updated policy.

19. Contact

For privacy questions or requests, contact us at:

Email: [add email later]

Website: [add domain later]